What is usmewe?
usmewe is a decentralized social credit application that enables peer-to-peer loans based on social trust, not traditional financial guarantees or collateral. Think of it as Revolut meets Aave - a seamless fintech experience powered by blockchain technology, where users never feel they’re interacting with crypto.Zero Collateral Loans
Borrow based on your Trust Score, not locked assets
Social Trust Network
Build credit through your social connections and guardians
Earn Yield
Stake USDC in the Trust Vault and earn 5-10% APY
Anti-Kidnapping Protection
Social Vault with timelock, multi-sig, and duress PIN
Core Principles
Zero Latency
Zero Latency
Optimistic UI - actions display before on-chain confirmation. Users see instant feedback while blockchain transactions settle in the background.
Total Abstraction
Total Abstraction
No “gas fees” or “sign transaction” dialogs. Only “Confirmation” and “Service fees”. The blockchain is invisible to users.
Gamification
Gamification
Smooth animations, XP progression, badges, and levels. Building credit feels like playing a game.
Quick Links
Live Demo
Built on BASE - usmewe runs on Coinbase’s Layer 2 blockchain for fast, low-cost transactions.