Quickstart Guide
Get up and running with usmewe in just a few steps.Prerequisites
A smartphone or computer with internet access
A Google account (for authentication)
Optional: A few friends to become your Guardians
Step 1: Create Your Account
Visit the App
Go to web.usmewe.com or download the mobile app
Sign In with Google
Click “Continue with Google” to create your account. We use Supabase Auth for secure authentication.
A smart wallet is automatically created for you using account abstraction. No seed phrases to remember!
Step 2: Understand Your Trust Score
Your Trust Score (0-100) determines how much you can borrow. New users start with a base score.Learn More
Dive deep into the Trust Score algorithm
Step 3: Add Guardians
Guardians are trusted contacts who vouch for you, increasing your Trust Score.Step 4: Fund Your Wallet
Add USDC to your wallet to start using usmewe:- Card Payment
- Crypto Transfer
Use Coinbase Pay or Transak to buy USDC directly with your credit/debit card.
- Go to Wallet > Add Funds
- Select your payment method
- Enter the amount
- Complete the purchase
Step 5: Explore Features
Request a Loan
Borrow USDC based on your Trust Score
Stake in Vault
Earn 5-10% APY on your USDC
Setup Social Vault
Protect funds with timelock and guardians
Split Bills
Use OCR to split expenses with friends
Borrowing Limits
Your Trust Score determines your borrowing capacity:| Trust Score | Max Duration | Max Limit |
|---|---|---|
| 0-30 (New) | 7 days | $20 |
| 31-50 | 14 days | $50 |
| 51-70 | 30 days | $100 |
| 71-85 | 60 days | $200 |
| 86-100 (Elite) | 90 days | $500 |
Next Steps
Trust Score Deep Dive
Master the scoring system
Smart Contracts
Explore the protocol
API Docs
Build integrations