# usmewe ## Docs - [Core Concepts](https://docs.usmewe.com/core-concepts/overview.md): Understanding the fundamental building blocks of usmewe - [P2P Lending Overview](https://docs.usmewe.com/core-concepts/p2p-lending/overview.md): Direct peer-to-peer loans between users - [Loan Repayment](https://docs.usmewe.com/core-concepts/p2p-lending/repayment.md): How to repay loans and what happens if you don't - [Loan Request Flow](https://docs.usmewe.com/core-concepts/p2p-lending/request-flow.md): How to request and receive a peer-to-peer loan - [Duress PIN](https://docs.usmewe.com/core-concepts/social-vault/duress-pin.md): Protection against physical coercion - [Guardians](https://docs.usmewe.com/core-concepts/social-vault/guardians.md): Your trusted network for Social Vault security - [Social Vault Overview](https://docs.usmewe.com/core-concepts/social-vault/overview.md): Anti-kidnapping protection for your crypto assets - [Timelock](https://docs.usmewe.com/core-concepts/social-vault/timelock.md): Withdrawal delays that protect against coercion - [Trust Score Algorithm](https://docs.usmewe.com/core-concepts/trust-score/algorithm.md): Technical specification of the Trust Score calculation - [Borrowing Limits](https://docs.usmewe.com/core-concepts/trust-score/borrowing-limits.md): How your Trust Score determines your borrowing power - [Levels & XP](https://docs.usmewe.com/core-concepts/trust-score/levels-xp.md): Gamification system - earn XP and unlock benefits - [Insurance Pool](https://docs.usmewe.com/core-concepts/trust-vault/insurance-pool.md): How the protocol protects stakers from defaults - [Trust Vault Overview](https://docs.usmewe.com/core-concepts/trust-vault/overview.md): The protocol liquidity pool - stake USDC, earn yield, enable lending - [Staking](https://docs.usmewe.com/core-concepts/trust-vault/staking.md): Deposit USDC to earn yield in the Trust Vault - [Authentication](https://docs.usmewe.com/developers/api-reference/authentication.md): How to authenticate with the usmewe API - [Loans API](https://docs.usmewe.com/developers/api-reference/loans.md): Create, manage, and repay P2P loans - [Notifications API](https://docs.usmewe.com/developers/api-reference/notifications.md): Manage user notifications and preferences - [API Overview](https://docs.usmewe.com/developers/api-reference/overview.md): Getting started with the usmewe API - [Social Vault API](https://docs.usmewe.com/developers/api-reference/social-vault.md): Manage Social Vault security features - [Trust Score API](https://docs.usmewe.com/developers/api-reference/trust-score.md): Query and understand Trust Scores - [Users API](https://docs.usmewe.com/developers/api-reference/users.md): Manage user profiles and settings - [Vault API](https://docs.usmewe.com/developers/api-reference/vault.md): Stake USDC and manage Trust Vault positions - [Webhooks](https://docs.usmewe.com/developers/api-reference/webhooks.md): Receive real-time event notifications - [JavaScript SDK](https://docs.usmewe.com/developers/sdks/javascript.md): Official JavaScript/TypeScript SDK for usmewe - [React Hooks](https://docs.usmewe.com/developers/sdks/react-hooks.md): React hooks for usmewe integration - [GDPR Compliance](https://docs.usmewe.com/governance/gdpr-compliance.md): How usmewe handles personal data under GDPR - [Governance Overview](https://docs.usmewe.com/governance/overview.md): How usmewe is governed by its community - [Proposals](https://docs.usmewe.com/governance/proposals.md): Creating and voting on governance proposals - [Voting Power](https://docs.usmewe.com/governance/voting-power.md): How voting power is calculated in usmewe governance - [Integrate usmewe Pay](https://docs.usmewe.com/guides/developers/integrate-usmewe-pay.md): Add usmewe payments to your application - [Trust Score Widget](https://docs.usmewe.com/guides/developers/trust-score-widget.md): Display user Trust Scores in your application - [Webhook Implementation](https://docs.usmewe.com/guides/developers/webhook-implementation.md): Handle usmewe events in real-time - [Add Guardians](https://docs.usmewe.com/guides/users/add-guardians.md): Build your trust network with guardians - [Create Account](https://docs.usmewe.com/guides/users/create-account.md): Get started with usmewe in minutes - [Request a Loan](https://docs.usmewe.com/guides/users/request-loan.md): Get a zero-collateral loan based on your Trust Score - [Setup Social Vault](https://docs.usmewe.com/guides/users/setup-social-vault.md): Protect your funds with timelock and guardian security - [Manifesto](https://docs.usmewe.com/introduction/manifesto.md): Our vision for decentralized social credit - [Quickstart](https://docs.usmewe.com/introduction/quickstart.md): Get started with usmewe in 5 minutes - [Welcome to usmewe](https://docs.usmewe.com/introduction/welcome.md): Decentralized Social Credit - P2P loans based on trust, not collateral - [Brand Assets](https://docs.usmewe.com/resources/brand-assets.md): Official usmewe logos, colors, and brand guidelines - [Changelog](https://docs.usmewe.com/resources/changelog.md): Latest updates and changes to usmewe - [FAQ](https://docs.usmewe.com/resources/faq.md): Frequently asked questions about usmewe - [Glossary](https://docs.usmewe.com/resources/glossary.md): Key terms and definitions - [Audit Reports](https://docs.usmewe.com/security/audit-reports.md): Third-party security audits of usmewe smart contracts - [Bug Bounty Program](https://docs.usmewe.com/security/bug-bounty.md): Earn rewards for finding security vulnerabilities - [Security Overview](https://docs.usmewe.com/security/overview.md): How we protect your assets and data - [Penetration Testing](https://docs.usmewe.com/security/penetration-tests.md): Regular security testing of usmewe applications - [Contract Addresses](https://docs.usmewe.com/smart-contracts/addresses.md): Deployed contract addresses on BASE - [Governance Contract](https://docs.usmewe.com/smart-contracts/governance.md): Smart contract for decentralized protocol governance - [InsurancePool Contract](https://docs.usmewe.com/smart-contracts/insurance-pool.md): Smart contract managing default protection for lenders - [Smart Contracts Overview](https://docs.usmewe.com/smart-contracts/overview.md): Technical documentation for usmewe's on-chain components - [P2PLoan Contract](https://docs.usmewe.com/smart-contracts/p2p-loan.md): Smart contract handling peer-to-peer loan lifecycle - [SocialVault Contract](https://docs.usmewe.com/smart-contracts/social-vault.md): Smart contract for social recovery and anti-kidnapping protection - [TrustVault.sol](https://docs.usmewe.com/smart-contracts/trust-vault.md): Protocol liquidity pool contract ## OpenAPI Specs - [openapi](https://docs.usmewe.com/api-reference/openapi.json) ## Optional - [GitHub](https://github.com/Topxl/UsMeWe) - [Discord](https://discord.gg/usmewe)