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Voting Power

Your voting power in usmewe governance is based on your tmUSDC holdings and your level.

Calculation

Example

Level Multipliers

Bronze - Gold

1.0x multiplierStandard voting power

Platinum

1.5x multiplier5,000+ XP required

Diamond

2.0x multiplier10,000+ XP required

tmUSDC Balance

Your tmUSDC balance comes from:
  1. Staking USDC in the Trust Vault
  2. Receiving tmUSDC from other users
  3. Purchasing tmUSDC on DEXs (if available)
tmUSDC is yield-bearing. Your voting power grows as you earn staking rewards.

Snapshot Mechanism

Voting power is snapshotted when a proposal is created:

Why Snapshots?

  • Prevents flash loan attacks
  • No vote manipulation after proposal
  • Fair representation at proposal time

Delegation

You can delegate your voting power to another address:
You must self-delegate to activate your voting power. Without delegation, you cannot vote.

Delegation Rules

Checking Your Voting Power

Via API

Response:

Via Smart Contract

Increasing Voting Power

Deposit USDC into the Trust Vault to receive tmUSDC.
Earn XP through platform activity to increase your level multiplier.
  • On-time loan repayments: +20 XP
  • Referring friends: +30 XP
  • Daily streaks: +15 XP
Ask other users to delegate their voting power to you.
tmUSDC is yield-bearing. Your balance grows over time as the vault earns interest.

Proposal Threshold

To create proposals, you need 1,000 effective votes:
Diamond level users need 50% less tmUSDC to create proposals!

Quorum Calculation

For a vote to be valid, 4% of total voting power must participate:
Example:
  • Total tmUSDC: 1,000,000
  • Quorum needed: 40,000 effective votes

Levels & XP

How to increase your level

Proposals

Create and vote on proposals