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Voting Power

Your voting power in usmewe governance is based on your tmUSDC holdings and your level.

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Calculation

Effective Votes = tmUSDC Balance × Level Multiplier

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Example

UsertmUSDCLevelMultiplierEffective Votes
Alice1,000Gold1.0x1,000
Bob1,000Platinum1.5x1,500
Carol500Diamond2.0x1,000

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Level Multipliers

Bronze - Gold

1.0x multiplierStandard voting power

Platinum

1.5x multiplier5,000+ XP required

Diamond

2.0x multiplier10,000+ XP required

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tmUSDC Balance

Your tmUSDC balance comes from:
  1. Staking USDC in the Trust Vault
  2. Receiving tmUSDC from other users
  3. Purchasing tmUSDC on DEXs (if available)
tmUSDC is yield-bearing. Your voting power grows as you earn staking rewards.

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Snapshot Mechanism

Voting power is snapshotted when a proposal is created: 
┌─────────────────────────────────────────────────────────────────┐
│  Block 1000: Proposal created                                   │
│              Snapshot taken of all tmUSDC balances              │
│                                                                 │
│  Block 1001+: Balance changes don't affect this vote            │
│                                                                 │
│  This prevents "vote buying" after seeing a proposal            │
└─────────────────────────────────────────────────────────────────┘

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Why Snapshots?

  • Prevents flash loan attacks
  • No vote manipulation after proposal
  • Fair representation at proposal time

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Delegation

You can delegate your voting power to another address: 
// Delegate all voting power to another address
await tmUSDC.delegate(delegateAddress);

// Self-delegate (required to vote yourself)
await tmUSDC.delegate(myAddress);
You must self-delegate to activate your voting power. Without delegation, you cannot vote.

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Delegation Rules

RuleDescription
Full delegationAll voting power goes to delegate
No partialCannot split between delegates
RevocableChange delegate anytime
No chainDelegates cannot re-delegate

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Checking Your Voting Power

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Via API

curl -X GET "https://api.usmewe.com/v1/governance/voting-power" \
  -H "Authorization: Bearer YOUR_TOKEN"
Response: 
{
  "address": "0x...",
  "tmUSDCBalance": "1000.00",
  "level": "Platinum",
  "multiplier": 1.5,
  "effectiveVotes": "1500.00",
  "delegatedTo": null,
  "delegatedFrom": ["0x...", "0x..."],
  "totalWithDelegation": "2500.00"
}

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Via Smart Contract

// Get current voting power
const votes = await governor.getVotes(address, blockNumber);

// Get voting power breakdown
const power = await governor.getVotingPower(address);
console.log(`Base: ${power.baseVotes}`);
console.log(`Multiplier: ${power.multiplier / 100}x`);
console.log(`Effective: ${power.effectiveVotes}`);

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Increasing Voting Power

Deposit USDC into the Trust Vault to receive tmUSDC.
await trustVault.deposit(amount);
Earn XP through platform activity to increase your level multiplier.
  • On-time loan repayments: +20 XP
  • Referring friends: +30 XP
  • Daily streaks: +15 XP
Ask other users to delegate their voting power to you.
tmUSDC is yield-bearing. Your balance grows over time as the vault earns interest.

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Proposal Threshold

To create proposals, you need 1,000 effective votes:
tmUSDC NeededLevelExplanation
1,000Bronze-Gold1,000 × 1.0 = 1,000 votes
667Platinum667 × 1.5 = 1,000 votes
500Diamond500 × 2.0 = 1,000 votes
Diamond level users need 50% less tmUSDC to create proposals!

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Quorum Calculation

For a vote to be valid, 4% of total voting power must participate: 
Quorum = Total tmUSDC Supply × 0.04
Example:
  • Total tmUSDC: 1,000,000
  • Quorum needed: 40,000 effective votes

Levels & XP

How to increase your level

Proposals

Create and vote on proposals